Living in Portland

For First Time Home Buyers

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Buying Philosophy


By Jay


May 6th, 2008 ·

 

 

 

As of this writing, you as a prospective buyer are very squarely in a buyer’s market.  What this means is that there is an abundance of inventory on the market, some of which is composed of sellers who WANT to sell, some is composed of sellers who NEED to sell, and some is composed of sellers who HAVE to sell.  It will be your and your real estate professional’s job to find a seller who falls in one of the two latter camps.  And with such an abundance of inventory in the marketplace, you have the luxury of being in a position to be somewhat selective about what you’re looking at without feeling like you must put in an offer TODAY or lose out on the home you’ve found that you know you could love.   

 

  

A distant memory are the listings of the sizzling 2005 market where buyers had a chance to preview a property once before they had to put in an offer on it, and were one of several offers competing for the home (translation; higher cost to the buyer).  Fast-forward to today, where buyers have more time to be choosy about which home they want to put in an offer on, how aggressive they want to be on the offer price and how much they want to ask for in seller-paid contributions to closing costs. 

  

However, there are still many examples where homes are moving quickly and, while a buyer can be aggressive on the offer, he needs to get in an offer to get the negotiation process with the seller underway.  Sometimes in this market what happens is buyers act only when they have to as in the case where a home will sit on the market for many weeks or months, and will begin to receive a flurry of offers only once someone else makes an offer on it.

Tags: First Time Home Buyers · Mortgage & Finance

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